Finance

Statim Finance Limited is a specialist division of AAH Pharmaceuticals which has been developed to provide financial support to the Independent Pharmacy Market, principally under The AAH Pharmacy Loan Guarantee Scheme.

Established in 1985 Statim Finance is now the UK’s leading provider of Loan Guarantees to the Independent Pharmacy Market. The service we provide is exclusive to customers of AAH Pharmaceuticals Limited and makes it possible for independent pharmacists to acquire and develop their own pharmacy businesses. The Management Team at Statim Finance has nearly 50 years of Banking experience and over 30 years of experience in the independent pharmacy sector and covers the whole of the United Kingdom, so are very capable of advising you on all financial aspects of your loan guarantee requirements.

Since the scheme began we have assisted over 3,500 pharmacists to purchase a pharmacy and currently have more than £200 million under guarantee, underwriting over 1,250 individual pharmacy businesses. This is a powerful testimony to our support for the Independent Pharmacy sector.

We offer a comprehensive support and advisory service and whether you are looking to purchase your first pharmacy, expand your existing chain, undertaking a relocation or carrying out a refit, then providing your project makes financial sense, we should be able to help you.

When applying for a pharmacy loan guarantee, we ask that you complete a simple application form and submit that to us together with some basic financial information. Using our own sophisticated financial assessment model, we will prepare a cashflow and profit and loss projection for the first 3 years and establish a sensible value for the goodwill of the businesses.

Over the last 20 years our financial assessment process has proved to be a very accurate in predicting whether a proposal is likely to succeed and has helped ensure that the rate of business failure of AAH Guaranteed Loans has been extremely minimal.

For further information, please visit the Statim Finance website.